The Goodbudget team
Chi-En runs the show around here. She works to make our budgeters happy by tackling real-life budgeting challenges. With a new baby at home, her biggest new expense is diapers. Lots and lots of diapers. Learn more about Chi-En!
Becky does a little bit of everything. She works with the techies behind all the coding magic to make our software the best it can be. One look at her envelopes and you'll see a lot of money for ice cream. Mmm, ice cream.
Karisa helps people navigate the ins and outs of Goodbudget. Have a question? She'll answer it. Her top budget goal: to pay off her student loans in five years! UPDATE: She did it in less than 2 1/2!
Lauren is our go-to developer. She’s the one who writes the code for the apps that run on your phone… and so much more! What’s her favorite Envelope? Her travel Envelope that she uses to visit friends around the world.
Why we love what we do
More than a handful of times, couples have told us Goodbudget saved their marriage. One time someone told us Goodbudget "made their year." Then there are the thousands of people who are sticking to their budget for the first time because Goodbudget actually works for their everyday life.
Your stories encourage, motivate, and push us forward. Keep 'em coming.
We're all ears.
The Goodbudget story
Goodbudget started in 2009 as an experiment by Dayspring Technologies, a San Francisco web and mobile development firm.
We had one goal when we started: create virtual envelopes. As time went on, we added features like checkbook reconciliation, accounts, and recurring transactions because of your honest, what-makes-real-life-better feedback. We became more than envelope budgeting software. EEBA became Goodbudget.
Over the years, in the process of talking with you about your budgets and living with our own budgets as well, we discovered what we believe about budgeting (and saving and spending and giving). We formed our philosophy about money. We call it The Goodbudget Way. It's our beliefs, values, and approach for managing personal finances in the real world.
Our story isn't over yet. We're still learning. And we're glad you're here.
Welcome to the Goodbudget story.
Our Budgeting Beliefs
There is enough.
Thousands of advertisements a day sell us the story of scarcity. That we need more to be satisfied. More stuff. More security. More whatever. We believe in a different story -- that there is enough. Meaning, we don't need to hoard, compete or fear. Even though we're familiar with financial struggle and uncertainty, we have shelter, we have food, we have relationships. We choose to believe that we have enough.
Budgets reveal our priorities.
Where we spend is where our heart goes and where our heart goes is where we spend. Because money is not neutral, it's powerful. We believe budgets can move us towards or away from what we value in life. And if what we say we value and how we actually spend don't match up, then we can take steps (even if they're baby steps!) toward spending, saving, and giving toward what's important in life.
There's strength in numbers.
It's no secret that most people keep their budgets to me, myself and I. We get it. But we believe there's a better way. We believe budgets are at their best when they are created and lived out in the context of relationships with people we trust. Talking about our budgets helps us see our blind spots, be thoughtful about financial decisions, and grow closer together with the people we share with.
Giving is good.
There's more to money than keeping it for ourselves. And how we use money shapes who we are. We believe giving shapes us into grateful, generous people. Because it teaches us how to value people over money and see outside of ourselves.
These core beliefs form the foundation for our approach to money - The Goodbudget Way.