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Make a plan to help you stay on track

It’s helpful to plan out our spending before it actually happens. That way, we can spend on fun while still paying down debt. We can set aside money for our next vacation while still meeting our other financial obligations.

If you’ll be getting a refund this tax season, be sure to create a plan for how to use it. That way, when the money pops into your bank account, you’ll know exactly where each dollar should go. If you need inspiration, here are some ideas on how you can use your tax refund wisely.