A reality that we face is that debt will accrue interest over time. How you record an interest charge in Goodbudget will depend on how you’re tracking the debt balances.
Option 1: You track your debt payoff progress with a Debt Account
If you’re using a Debt Account to track your debt payoff progress on your car loan or credit card balance, you’ll reflect the accrued interest as a New Charge. See how to add that here.
Option 2: You budget your debt payment with only an Envelope
For those that are just tracking debt payments as regular expenses, you can continue making regular debt payments with the money that you set aside in your budget. That means you won’t need to record your interest charge anywhere in Goodbudget.