Prepare your budget for the holidays

The holidays are right around the corner! Okay, not really, but they’re not far off. Right now is a great time to start thinking about your holiday budget, and the best way to prepare is to start saving. Follow these two steps to get started.

1. See how much you spent last year

You can make a more informed decision about how much to save this year when you know how much you spent last year. And, you can decide this time around if you want to save more or less.

Check out the Spending by Envelope report to see exactly how much you spent last year. Or, if your transaction history doesn’t go back that far, tally up receipts or look at your online bank account to see what you spent.

2. Create an Annual Envelope for this year

The earlier you can start saving, the better. And, you can use an Annual Envelope to track your saving progress in Goodbudget.

Create an Annual Envelope with a budget equal to what you plan to save this year. Goodbudget will help you set aside what you need from each paycheck to hit your savings target on time for the holidays, so you’re ready to go when it’s time to shop. (The best part is watching the green bar get bigger and bigger!)

With these ideas in mind, you can get ahead of the holidays by preparing your budget now.

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Happy budgeting,

– The Goodbudget Team

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