Goodbudget vs. YNAB. Which budget app is for you?

Budgeting is essential these days, and many folks turn to budget apps for a convenient way to keep a budget on the go. But with so many apps to choose from, it would take months to thoroughly test them all to find the right one for you. 

To save you some headache, here’s a quick comparison between two popular apps: Goodbudget and YNAB. Use the tables below to quickly see which app has the right features for you.

But first, what is Goodbudget? 

Goodbudget is a budgeting app for iPhone, Android, and the Web. It uses the time-tested and familiar envelope budget method. 

With Goodbudget, you’re able to create a budget that works (if you haven’t already!), sync and share that budget across multiple devices, save for big expenses, pay down debt, and more!

Goodbudget vs. YNAB

While Goodbudget and YNAB both utilize the envelope budget method, there are a few other similarities and differences to be aware of. Here’s a quick breakdown of some of the features you might be looking for. 

Similarities 

Feature

Goodbudget

YNAB

Envelope Budget

Y

Y

Sync 2+ Devices

Y

Y

Manual Import

Y

Y

Debt Tracking

Y

Y

Goal Tracking

Y

Y

Manual Envelope Progress Bar

Y

Y

Robust Reporting

Y

Y

Full Envelope Customization

Y

Y

Manual Transaction Entry

Y

Y

Suggested Budget Categories

Y

Y

Multiple Currencies

N

N

Reconcile Accounts

Y

Y

Track Investments Accounts

N

N

Track Cryptocurrency

N

N

Bill Pay

N

N

Siri to Add Transactions

N

N

Split Transactions into Multiple Envelopes

Y

Y

Create Scheduled Transactions

Y

Y

Track Non-Monthly Envelopes

Y

Y

Envelope Transfers

Y

Y

Account Transfers

Y

Y

Paid Plan

Y ($8/month, $70/year)

Y

Differences

Feature

Goodbudget

YNAB

Free Plan

Y

N

Negative Balance Carryover

Y

N

Bank Sync

N

Y

Pinned Favorites

N

Y

Two-Factor Authentication

N

Y

Auto-lock w/ Face ID or PIN

N

Y

Cute Mascot

Y

N

Who should try Goodbudget?

Goodbudget is built to sync, and so it works great for individuals looking to create a budget that works, or for couples who want to get on the same page with their finances. 

Give Goodbudget a try

Does Goodbudget sound like the program for you? Give it a try now.

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Say hello to Goodbudget

  1. A strong philosophy.
    Transform your financial life with the Goodbudget Way.
  2. A time-tested system.
    Goodbudget is based on the envelope budgeting method.
  3. Great budget software.
    Available for the Web, Android, and iPhone. Get started with Goodbudget. Sign up now!

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