Living paycheck to paycheck is the norm here in the US. Upwards of 80% of Americans live this way. That’s a huge percent of us who can’t get ahead or are struggling to pay down debt and accomplish other financial

Whether you’ve just finished creating your budget with Goodbudget 101: Budget Bootcamp, or are a seasoned budgeting vet who’s eager to learn more about money and budgets, now’s a great time for a(nother) course! ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ Photo by Lina Trochez from

Having a focused budgeting goal is great for multiple reasons. For one, having a goal in mind helps us define our priorities so we know where or how we can spend. Goals also give us something positive to look forward

So, you’re new to budgeting, or never had one that actually worked, and now you’re trying to make a budget, but you’re not sure where to start. Sound like you? The good news is, there’s no better time than now

There’s no better time than the New Year to get started on your budget again. Or, if you’ve never budgeted before, there’s no better time than the New Year to make one for the first time! ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ Photo by Kostiantyn

It’s easy to make plans to change, do better, or fix something, but challenging to stick to them. But a lot of the time, we don’t fail because we’re not strong enough, we fail because our goals weren’t SMART. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌