If you’ve linked your Goodbudget Account to an outside financial institution using the Premium plan, you might be wondering when you should expect to see your automatically imported transactions appear.
Goodbudget uses a service called Plaid to allow you to connect your Goodbudget Accounts with your bank accounts. But it’s the banks that get to decide when and how often Plaid gets sent information about any new transactions. Once Plaid has new transactions, it sends them to Goodbudget right away.
If you’ve connected multiple financial institutions, you may notice one sends transactions at noon every day, while another sends that information in the late afternoon. The timing here is dependent on when your bank clears transactions, and how often they allow Plaid to check their servers for new transactions. Generally, banks allow Plaid to check their servers for new items once a day, but some don’t allow requests as frequently, and that will delay when you see new transactions in your Goodbudget.