FAQ: How Can I Handle Multiple or Variable Incomes in EEBA?


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Q: I have multiple or variable incomes with expenses that are due throughout the month. How can I keep track of everything in EEBA?

Q: I have a monthly budgeting period, but I get paid bi-weekly, how can I manage my budget in EEBA?

Keeping track of a single, stable income can be hard enough. For those with more than one income, or an income that varies month to month, things can quickly get more complicated. You aren’t certain how much money you really have to spend, or which paycheck you should use to spend on which expenses. Thankfully, EEBA can help.

Working Towards a One Month Cushion

The ideal solution is to pool your income into Unallocated Money as a one month cushion for your budget. Then, use it fund your Envelopes all at once at the beginning of the month.

If that’s not an option for you yet, don’t worry! You can still use EEBA to manage your incomes and build up that one month cushion. Here’s how you can do it in 3 simple steps.

1. Make sure your budget makes sense

For many, building up a one month cushion is simply an issue of cash flow. For others a more serious change is needed. Check out our guide on creating a budget based off your income to know you’re starting off on the right foot.

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