WHEN IT COMES TO YOU AND MONEY, WHERE DO YOU WANT TO GO?
Welcome to Budget with a Why! We’re excited you’re here, and we’re excited to go on this money journey with you.
Over these next five courses, we’ll walk you through creating a budget with purpose. From figuring out what’s important to you, all the way to inspiring you to think of ways you can live out your values. Because budgeting is more than just dollars and cents, and we think you probably agree.
To get you thinking just a bit, check out the mini-assignment below, and let us know where you want to go on your money journey.
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Today’s Mini-Assignment
We sat down with some budgeters, and asked them where they want to go financially. Here’s what they said:
“Up. I’d like to go up, which means having more money. I think of a growth chart, like my kids have at the doctor’s office, and I want to check in and see how it’s doing.” Paul, father of three.
“When I hear that, it sounds like a relationship. I want to go places with money, like literally travel.” Kendall, fabulously child-free.
“I think of ‘enough.’ I don’t want to have to think about it as much, not every day.” Matt, thinking about moving.
“Somewhere free, not like I don’t have to pay, but like a feeling of freedom. Thinking about being debt-free, that’s where I want to go.” Karisa, paying off student loans
Okay, now your turn! When it comes to you and money, where do you want to go? Let us know in the comments below!
Happy budgeting,
-The Goodbudget Team
186 thoughts on “Welcome to Goodbudget 201: Budget with a Why”
I would like to be more wise in budgetting our money to save more for our future with my family.
I’d like to be able to retire knowing I can maintain my current standard of living, without fear of running out of money.
I feel exactly the same as Sharon ( above comment). I want to be able to continue my life in retirement comfortably, without fear of running out of money through overspending.
I would like to make sure that I can manage money correctly.
I would like to live without worrying how I will pay for things I need and want. I would also like to be able to give in some fashion to the needy.
I need to get control of how much I am actually spending. Goodbudget is helping me understand where I really spend, and as I learn this, I can start changing my spending habits to more healthy ones.
Not to live paycheck to paycheck. Invest for my older years.emergency fund. Clean my credit score. If I want to order something like a pizza. I would have the money to do it. Make monthly payments to my charity.
To make sure that the flow of cash is going well, so that expenses can be managed correctly.
Debt free the rest of my life by me controlling my money and not the other way around!
I want my money to work harder for me than I do for it! I’m afraid of budgeting because I think it will take away all my fun and freedom. After looking back at what my parents have done with their money though, I think I’m up for a little more financial discipline.
Exactly what Karisa said. Debt free!
“Somewhere free, not like I don’t have to pay, but like a feeling of freedom. Thinking about being debt-free, that’s where I want to go.” Karisa, paying off student loans
I would like to set an overall goal to save each year. For example if at the end of 2022 I was able to save 4,000, I would strive to save to save 5,000 more by the end of 2023 and each following year determine how I can do better, looking at the stumbling blocks and figure out how I can avoid them the next year.
I want to learn how to budget, and save money. I have seen the envelope method, and I really would like to learn how to do that.
After a long period of unemployment I finally have a stable income – however I’d gotten so used to living tightly I now have no idea how best to spend my money. I want to put it to good use, and feel confident that I’m using it wisely.
I am nearing retirement and would like to be better at saving so I can manage and unexpected bills.
I want to be debt free. I want to be able to take my kiddo to Disney for his 10th bday because I was able to save to go. I’m not afraid of a little hard work! I have three jobs at the moment and I’m still living paycheck to paycheck because of these darn credit cards. I want to kick them for good.
Money has no feelings, but it can bring a lot of feelings and difficult dynamics into relationship. I would like to know where money is going and within means so debt doesn’t feel necessary or demand so much of our income. I would like to get to the place where need are met, debt is paid, and we can work towards larger financial goals that bring joy. And that my husband and I could experience unity and joy as we navigate the process rather than reliving our parent’s narrative surrounding money.
Anywhere is better than where I am at now. I want a home or something that is mine and nobody helped me get it
I want to be a better saver so that emergencies do not turn into a huge problem.
i want to be able to stick to my budget more and want to be able to save consistently
As my main source of income is social security, it is crucial for me to budget. I have managed to almost clear my debt by getting a credit card which is charging no interest and plowing as much as I can to pay it off. I am to the point I don’t lack much paying it off. The thing about this is you have to commit to paying it off before the time interest kicks in , however if you dedicate to doing it by restricting your buying to need instead of want I have found being debt free is worth it for me. It has been satisfying to see my progress toward my goal being achieved. My next goal will be to add to my savings.
My goal is to be debt free, live within my means, and save for emergencies. At 80 years old and my main source of income being social security this can be tricky with inflation increasing daily. Being able to see where my money is going has been helpful in my efforts and goals.
I want to pay down my debt as quickly as I can.