What We’re Perusing #4

This is the fourth edition of our occasional What We’re Perusing newsletter. This time, we’ll take a look at prison fines and who moves up the economic ladder. We’ll also learn about how some people are approaching the issue of reparations. PODCAST: Fine and Punishment: Prison fines and fees are used to pay for basic … Read more

Need to buy a car with a loan? Read this first.

Buying a car in cash is a great goal. If you save up to buy a car in cash, you avoid spending money on interest, and you save yourself the headache of incorporating another monthly payment into your budget. But while buying a car in cash is often the recommended approach, it’s important to note … Read more

How to Save for a Car in Cash

Buying a car in cash is a great option! When you buy a car in cash, you don’t have to worry about fitting another monthly payment into your budget. Plus, you end up saving thousands of dollars in the long run because you don’t end up paying interest on a loan.  Convinced yet?  We know … Read more

5 Reasons You Aren’t Saving for Retirement

Recently, I asked Karisa for her thoughts on saving for retirement. From there, we had quite a fascinating conversation, and I thought it’d be fun to recap some of the main points for those of you who might be able to relate. For a bit of background, Karisa’s in her late 20s, has been working … Read more

How To Start Saving for Retirement

If you haven’t been saving for retirement, now’s a good time to take the first step. This post is for you if: You haven’t been saving intentionally for retirement, but you’re ready to start. You happen to have some retirement savings, like with your workplace for example, but they’re mostly by default and not because … Read more