How will you use your windfall?

You can’t always plan for it, but windfalls do occasionally happen. If you’ve received a cash gift or other kind of windfall, like a tax refund, then you might be wondering how you should use it. And the answer will depend on your situation. In this post, we’ll talk about how to prioritize your needs … Read more

What You Need to Know About the US Stimulus Checks

The economic impacts of the coronavirus pandemic are striking and may be felt for months or years to come. The good thing is there have already been new US regulations set in place to protect folks from evictions, updates to eligibility rules for unemployment benefits, and forbearance options for people with mortgages or student loans. … Read more

How to Create a Lean Version of Your Budget

We’ve talked before about creating emergency funds and plans so that you’re prepared to handle any kind of emergency that might happen. But what you also need is a slimmed down version of your budget that will operate as your new spending guide during emergencies. Lean budgets are there to help us during times of … Read more

Wanna spend less on your cell phone bill?

Nowadays, a cell phone is a must-have item. Year over year, we’re spending more time on our phones as they basically become little computers that we carry with us everywhere. Unsurprisingly, we’re also shelling out a lot of money paying for them. Whether it’s getting the latest and greatest iPhone to paying for costly insurance, … Read more

6 Things You Can Try If You Lost Income

Losing a job or having hours cut can be devastating financially. When these kinds of emergencies happen, it’s best to have a financial emergency plan ready to go — but that’s not always a reality.  It’s clear that we (Goodbudget) are not capable of providing answers to address every Goodbudgeter where they’re at. But, we … Read more

How to Save Money When You Need to Save Money

…when life hands you lemons It’s fair to say that life has its share of ups and downs. And sometimes we have to pull back on our spending to adjust to changes in income or circumstance. Or sometimes, we just decide we’re tired of paying an arm and a leg for things that shouldn’t cost … Read more