Articles

Back to School on a Budget

Posted by on August 14, 2018 in Articles | 0 comments

According to some reports, parents will spend more than $1,000 buying back-to-school items for their kids. This year, don’t be shocked by the price tag. Instead, use these four tips to help get your kids to school on a budget. Set your budget This might seem like a no-brainer. But, like anything, it’s easy to overspend when we don’t have a set amount we’re working with. Before you start shopping, set a limit for how much you’re willing to spend. Knowing your boundary will help you and your family make smart choices about what you can and...

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Didn’t Save Enough for Vacation?

Posted by on July 3, 2018 in Articles | 1 comment

Vacation season is in full swing, and I pretty much have my bags packed! But, if you’re like me, you might not have anticipated exactly how much you’ll need to cover the costs of the trip. The good news is your trip can still be within your reach, and here are some tips to help make it happen. For this vacation Budget with the money you *do* have You might not have saved up enough in your Vacation Envelope, so take some cash from Envelopes that have a bit leftover. For me, I’m planning to transfer some from my Clothing Envelope to Vacation....

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Money Tips for Recent Grads

Posted by on June 22, 2018 in Articles | 0 comments

Helpful tips for recent grads Congrats are in order for the recent grads in your life! Now, whether new grads just finished high school or college, it’s important to prepare for the financial choices ahead. Here are three tips to create an awesome money plan. 1. Figure out how much you’ll earn Are you getting a summer job? Are you starting a job at your dream company? In either case, be sure to figure out how much you’ll be bringing home. That’s the basis of creating any budget or money plan. 2. Decide what’s important to you Prioritize...

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Preparing your taxes?

Posted by on March 12, 2018 in Articles, Support | 0 comments

Check Goodbudget It’s tax season again! And, we know it’s not always a breeze to figure out just how much you donated to your favorite charity, or paid the babysitter over the year. So, this tax season, when you’re preparing your taxes, instead of rummaging through your filing cabinet looking for old receipts, use the Spending by Envelope Report to tally up your spending on: IRA contributions Self-employment expenses College tuition & fees Charitable donations Moving expenses to take your first job Child & dependent care expenses To...

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Valentine’s Day comes once a year

Posted by on February 13, 2018 in Articles | 0 comments

What do you plan to do? Do you go out on a romantic date with your significant other? Or, do you play it casual and hang out with some close friends? (I like to pig out on Dove chocolate by myself, but that’s another story.) No matter what you plan to do, make sure you’ve budgeted for it with an Annual Envelope. They’re great for saving for things that happen every year, like buying gifts for your valentine. That way, you’ll have the cash you need already set aside when that time of year rolls around. Make your Annual Envelope! Happy...

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Overspent on the Holidays?

Posted by on January 2, 2018 in Articles | 0 comments

We always start with good intentions. We make lists that we check twice. We give ourselves generous budgets. But, if you’re like me, we somehow manage to overspend on the holidays. If you’re not like me, well done you! With the holidays over, it’s too late to change what we’ve done. But, it’s not too late to get back on track, and create a better savings plan for this year. Adapt along the way Even if your Christmas Envelope is red right now, that’s okay! Since you overspent in that Envelope, try spending less in another. If Groceries...

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