Debt Payoff Plan, Take #2

Have you ever taken a break from your financial goals? Last time, we heard Karisa share about her decision to take a break from her plan. This time, she shares with us what it was like to get back on her financial horse again.

In this episode, you’ll hear:

  • Why she didn’t feel guilty about taking a break from her plan
  • How she revamped her plan to be more aggressive
  • What sacrifices she made to prioritize paying down debt
  • What conversations helped propel her further on her journey

About restarting her debt plan, Karisa said, “I was really excited to start again!”

-Chi-En and the Goodbudget Team

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Show Notes:

  • Check out Tom Merlino’s podcast, Follow Me Out Of Debt.
  • Reflection question: Tell us about a plan you’ve put on hold.  Is it time to pick it back up again? Are you going to change up your plan?  How are you going to fill that Envelope? Or is, there something else that you’d like to put on the backburner now? Leave your comment below! 

Music Credit:

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2 thoughts on “Debt Payoff Plan, Take #2”

  1. Last year flying home for Christmas put a bit of a dent in my savings, so this year I had planned to be more diligent about saving up throughout the year, specifically for that. Then things happened, as they do, and I sort of stopped, and now it’s halfway through the year. Guess it’s time to pick it up again…

  2. I have an annual car maintenance envelope that I had filled and not used for a couple years, and so during the time that it’s full I’ve been reallocating money that I would have put into my car maintenance envelope into my savings envelope. I just found out yesterday that my car needs maintenance and that I’ll have to empty my car maintenance envelope, which means I’ll have to gradually fill it back up again for the next time my car needs maintenance. This is all still part of the long-term plan I have for my budget, but I’m sad that it means that I have to put my short-term savings plan on hold until I fill the car maintenance envelope again.


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