Take the first step
Good work creating your budget! You’ve got your budget showing what’s important to you — that’s your money map that guides your spending, saving, and giving decisions. Now, it’s time to take the first step on your journey. What’s one thing you can do today that’s in line with your priorities?
We asked Karisa, and here’s the one thing she’s going to do:
“I could actually go make a payment on my car! I have some money already set aside for debt that I haven’t actually done anything with. So what I can do today is take the money and make a pretty significant payment on my car loan.”
And how she feels about it:
“It’s really scary. What if I need this money for something else? And I hate seeing my bank account look that small. Especially because I’m valuing security, and it looks like I have less of that. But I feel like I’m taking care of my future self so much more. I think I’ll feel relieved after I make this payment.”
Okay, now your turn! What’s one step you can take today to start your journey? Doing something today is important — it helps you experience success and gain momentum toward your goals.
- Look at your budget — that’s your money map.
- Imagine one thing you can do today that’s in line with your budget priorities. It could be a spending, saving, or giving choice.
- Do it. Now!
Share your first step. Comment below!
See the entire Budget with a Why series to create a budget that works! Or, navigate below to check out other steps in the process.
Step 1: Look in the Mirror
Step 2: Reflect
Step 3: Meet Your Money Map
Step 4: Plan Your Route
Step 5: Start Your Journey