Get started now. Here’s how. Pick the option that shows how you’ve been keeping track of your debts in Goodbudget so far. Option 1: Payments only, no debt balances If you’ve been tracking your monthly payment with a regular Envelope and not tracking the balance of your debt using an Account, you can find instructions on how to transition here. Option 2: Debt Balances, and Payments too If you’ve been using our old workaround with Debt Balance Envelopes to track your debt balance, you can see how to transition here. Learn more...

…and tracking it in Goodbudget has been a pain So we wanted to do something about that, because you told us our old workaround for tracking debt wasn’t working for you. Here’s what didn’t work about it: There was no good way to track the balances on debts you were working to pay off. It made your Unallocated massively negative, making it impossible to know how much to fill your Envelopes. Even if you managed to get Unallocated back to something reasonable, there were still too many steps just to record a single debt payment. But...