Every year, hundreds of thousands of young adults head off to college, seeking an experience that will enrich them both academically and socially. But increasingly, that college experience is being seen less as a chance to explore and make mistakes and more as a critical stepping stone to securing one’s place in society. Because of … Read more
College is often seen as an important stepping stone to a more financially secure future. And that can definitely be true for many people. But with the costs of college in the United States rapidly rising, affording that stepping stone is becoming a lot more challenging for many parents or those who may be covering … Read more
Meet Arianna. She’s a 30-something, second-year grad student who’s learning and teaching Italian at the University of Florida. She’d say she’s in limbo since she’s transitioning into a new career field. But I still wanted to know more about what it’s been like for her budgeting as a student, and she was kind enough to … Read more
Photo by Michael Longmire on Unsplash But it’s possible to break the cycle More than half of Americans report living paycheck to paycheck. That means they don’t have a buffer to pull from if an emergency were to strike or if a paycheck came late. That’s scary! Living paycheck to paycheck can be stressful and … Read more
In a recent article, MarketWatch wrote that 56% of Americans reported living paycheck to paycheck, with 48% also reporting that they had suffered an unexpected financial setback in the past three months. That’s scary! It’s no wonder people living paycheck to paycheck with no savings to fall back on say they feel stressed and worried … Read more
Photo by Jess Bailey on Unsplash See what you might need to change Students across the world shifted to remote learning when the coronavirus pandemic started over a year ago. As a result, our budgets needed to be updated too. Now, as our kids gear up to head back to school, we can expect our … Read more
Students all across the world shifted to remote learning over a year ago because of the ongoing coronavirus pandemic. This shift had a sudden and dramatic effect on families’ childcare needs, and combined with other effects of the pandemic, like possible losses of parents’ income, many families were forced to make similarly sudden changes to … Read more
Filling took way too long before Filling Envelopes on iPhone used to be a pain. Not only could you not see your Envelope balances, which made it hard to know which Envelopes you’d already filled for that budget period, but you had to tap on each Envelope ONE AT A TIME to add money. That … Read more
This is the fourth edition of our occasional What We’re Perusing newsletter. This time, we’ll take a look at prison fines and who moves up the economic ladder. We’ll also learn about how some people are approaching the issue of reparations. PODCAST: Fine and Punishment: Prison fines and fees are used to pay for basic … Read more
Photo by 宸恺 邢 on Unsplash Start by budgeting with what you DO have When suddenly faced with a dramatic event like a global pandemic, odds are good that we have to put a hold on our vacation plans for health and safety reasons. But that also means that when things do reopen again, we … Read more
Budget well. Live life. Do good.
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